Page 16 - 113中文衛福年報 有聲書

113 年版 衛生福利年報簡介

08 全民健保與國民年金

National Health Insurance IC
IC
and National Pension

Taiwan's National Health Insurance (NHI) is well known for its
全民健保擁有「普及、經濟、便
advantages such as accessibility, affordability, convenience and
利、滿意度高」等亮點，在國內獲
high satisfaction. It has maintained a satisfaction rate of over 90%
得滿意度超過九成。截至 112 年
domestically. As of the end of 2023, the total number of insured
底，總投保人數 2,388 萬人，納
people came to 23.88 million and the NHI coverage rate achieved
保率達 99.9%，全國 91.6％醫療
99.9%. 91.6% of the medical institutions in Taiwan have contracted
院所參與健保特約，就醫可近性
with the National Health Insurance Administration (NHIA) enabling
高。健保財務主要來自保險對象、 high accessibility to healthcare services. Health insurance funding

雇主及政府共同分擔的保險費。 mainly derives from insurance premiums paid by the insured, their
employers and the government.
112 年平均每人每年門診就醫次
數 16.10 次，住院 0.13 次，平均 In 2023, the average number of outpatient visits per person per year
日數 1.33 日。隨著人口高齡化及 was 16.10, with an average of 0.13 hospitalizations and a mean
醫療科技進步，醫療費用逐年增 duration of 1.33 days. With the aging population and advancements
加，在健保資源有限的情況下， in medical technology, healthcare costs have been increasing. Given
the limited resources of the NHI system, continuous evaluation of
透過醫療科技評估，持續檢視支
medical technology and review of payment standards are carried out
付標準，落實公平負擔原則。
to ensure fair burden-sharing.
未來以全人全程照顧為目標，向
Our future goal is to provide holistic care throughout the entire
前延伸預防保健，向後銜接長照
lifespan, extending preventive healthcare forward and connecting
服務，推動醫療照護數位轉型，
with long-term care services backward. We aim to promote digital
串接遠距及視訊診療、電子處方
transformation in healthcare by integrating telemedicine, video
箋及虛擬健保卡作業流程，持
consultations, e-prescribing, and virtual health insurance card
續精進健保快易通｜健康存摺
processes. We will continue to enhance personalized services such
APP、虛擬健保卡等個人化服務，
as the My Health Bank App and virtual NHI card while reinforcing
同時強化資安，保障個資安全， cybersecurity to safeguard personal information. Through ongoing
持續與醫療端、產業端、政府端 communication and collaboration with healthcare providers,
和民眾端溝通合作，共創健保、 industries, government agencies, and the public, we aim to create
醫療提供者與被保險人三贏永續 sustainable development where NHI, healthcare providers, and
insured individuals all benefit.
發展。

國民年金納保對象為未參加軍、 Taiwan's National Pension Insurance (NPI) was established to cover
公 教、 勞、 農保 的 25～64 歲 國 citizens aged between 25 and 64 years old who do not participate
in relevant social insurances for military personnel, civil servants and
民，112 年截至 12 月底止，國保
teachers, laborers or farmers. As of the end of 2023, there were

14