Page 109 - 2024 Taiwan Health and Welfare Report
P. 109

08 | National Health Insurance and National Pension






                   To protect people against financial hardships due   In 2023, the total number of outpatient visits was
               to birth, old age, illness, death, injury, disability and   380.56 million; the total number of hospitalizations was
               unemployment; a sound social security system has been   3.50 million. While the average number of outpatient
               established under the principles of mutual assistance and   visits per person per year was 16.10 (combining Western
               risk sharing.                                      medicine, Chinese medicine and dental clinics), the
                                                                  number of hospitalizations per person per year was 0.15.
               Chapter 1 National Health Insurance                The average length of hospital stay was 1.33 days.
                                                                      By the end of 2023, the number of health facilities
               Section 1  Current Status of National Health       having contracts with NHI reached 30,838, of which
                           Insurance                              23,085 were contracted hospitals and clinics that
                   Taiwan's  National  Health  Insurance  (NHI)  has   accounted for 91.6% of the total medical institutions
               attracted worldwide  attention  for  its  "universality,   nationwide.
               affordability, convenience and high satisfaction." The   The tiered medical system has been reinforced since
               satisfaction rate reached 90% in 2023. (Figure 8-1)  2017, the NHIA has implemented six major strategies and
                   By the end of 2023, the total number of insured   related measures to encourage people to seek medical
               individuals under the NHI reached 23.88 million, achieving   treatment in primary care facilities. If the physician deems
               the coverage rate of 99.9%.                        it medically necessary for the patient to see a specialist,
                   The funding of NHI mainly comes from insurance   the patient will be referred accordingly for continuous and
               premiums paid by insured individuals, the employers and   appropriate care. This allows medical centers and regional
               the government. A small portion comes from external   hospitals to focus on intensive care and medical research,
               financial resources, such as Public Welfare Lottery   and for primary clinics and district hospitals to serve as the
               Surpluses and Welfare Surcharge on Tobacco Products.  gatekeepers for public's health. The proportion of outpatient
                                                                  showed a gradually rising trend for primary care facilities
               Section 2  Universal Coverage and Easy
                                                                  from 2017 to 2019 (before the Covid-19 Pandemic), and a
                           Access to Healthcare                   slight decline for large medical institutions. (Figure 8-2)


                    Figure 8-1   Trends in Satisfaction with National Health Insurance


                 Ĉ            Satisfied        Dissatisfied
                100
                                                                                                    91.0 91.2
                                                                                               90.2
                 90                                                                    85.8
                                                             85.2                                91.6
                                                                                    83.1     89.7
                                                                80.4             81.0     86.5
                 80                   78.5    78.6   77.5  82.9           78.6
                                                 72.3   79.3      79.4       80.0 79.8
                 70                                                 73.9
                         65.7 65.4  65.6    70.9
                      61.0                                             67.6
                 60           63.3 63.8            64.3
                                         59.7
                 50  47.0                     Copayment          Implementation of
                                    Premium &   adjustment       Second Generation NHI
                                Copayment adjustment
                 40
                                                   34.1
                    39.0
                                        29.6
                 30                                                     28.1
                         25.0  25.9
                                               22.1    22.1
                      27.0                  20.6
                 20         22.5  24.5                  15.9    17.3  22.0   18.2  16.9
                                   20.1                                   19.4    14.1  12.5
                                                          15.8     15.7                      8.1 8.4   7.4
                 10                   13.6                   13.4                                 7.3 6.8
                                              11.6                                    11.3 10.8
                  0
                      1995  1996  1997  1998  1999  2000  2001  2002/5  2002/11  2003  2004  2005  2006  2007  2008  2009  2010  2011  2012  2013/3  2013/5  2013/7  2013/10  2014  2015  2016  2017  2018  2019  2020  2021  2022  2023  Year
                  Source: National Health Insurance Administration, MOHW (NHIA)
                  Note: landline and mobile dual frame phone survey has been adopted since 2021.

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